Awesome Bullet Journal Budget Layout Ideas

Bullet Journal Budget Planning & More | Awesome ways to use your bullet journal as a savings tracker, money layouts, spending log spread and more. Get your finances in order with your Bujo!I’m a big fan of bullet journals for tracking all aspects of my life. I have a planner for my everyday appointments and calendar, but I use my bullet journal to keep track of important things in my life.

Here are some of the ways I track my life:

Healthy Living Tracker

Reading List Tracker

Christmas Tracker

Bullet Journal Ideas & Inspiration

If you want to use more information about starting a bullet journal – check out my post all about starting a bullet journal!

Also, want to start a bullet journal but on a tight budget? Check out my Complete Guide to Cheap Bullet Journal Supplies for thrifty ways to start a bullet journal!

Bullet Journal Budget Keeping

One very important area of life to keep track of is your finances!

Here are some ideas for keeping track of your bullet journal budget and money saving.


Saving Tracker

There’s a lot of ways to keep track of savings. I decided to draw a piggy bank and “fill” him up as I reach my savings goal. Green seemed the perfect color to fill the piggy bank, after all, it’s the color you associate with money the most!

Money Saving Plan Layout | How to use your bullet journal to keep track of your budget and savings. Financial planning using your bullet journal!

I used to love filling my piggy bank with coins and then opening it up to see how much I had saved!

This is a fun way to keep track of any money goal – paying off a debt, saving money or expenses.

Money Saving Plan Layout | How to use your bullet journal to keep track of your budget and savings. Financial planning using your bullet journal!


Weekly Spending Tracker

An important part of managing your finances is to keep track of your spending. I like to track my spending every week, as it gives me a better idea of when I’m spending too much.

I use a weekly tracking spread to break down exactly what I’m spending my money on and how much.

Bullet journal budget tracking is so much more fun than normal!

Weekly Spending Log Layout | How to use your bullet journal to keep track of your budget and savings. Financial planning using your bullet journal!

This way you can see exactly how much money you spend each week and on what. It makes it easy to see where you can cut back on your spending.

I can see from this weekly spread that I spend far too much on eating out, especially my Starbucks fix in the mornings!

Weekly Spending Log Layout | How to use your bullet journal to keep track of your budget and savings. Financial planning using your bullet journal!

It takes a bit of work each week, but even if you just do it for a few weeks, it will make a big difference to your budget.


House Deposit Saving Plan

We all have bigger savings goals – for instance, you might want to save towards a deposit on a house (I have a post all about how to save for a deposit for a house in just one year!)

This is a page that I will return to again and again of the course of the year. Coloring in a start every time I add another $100 to my saving accounts.

Saving Plan Layout | How to use your bullet journal to keep track of your budget and savings. Financial planning using your bullet journal!

You can see I added a little champagne bottle to the bottom corner of the page. It really will be a celebration when I reach $5,000!

I love using trackers where I color in shapes as I progress towards my goal. It gives such a satisfying feeling to see the page slowly fill up.

Saving Plan Layout | How to use your bullet journal to keep track of your budget and savings. Financial planning using your bullet journal!


That’s how I use my bullet journal budget to keep track of my finances. How do you like to use your bullet journal? I’d love to hear your ideas below in the comments section.


Bullet Journal Resources:

Bullet Journal Budget Tracker & More | Awesome ways to use your bullet journal as a savings tracker, money layouts, spending log spread and more. Get your finances in order with your Bujo!

Bullet Journal Budget Tracker & More | Awesome ways to use your bullet journal as a savings tracker, money layouts, spending log spread and more. Get your finances in order with your Bujo!

Bullet Journal Savings Tracker & More | Awesome ways to use your bullet journal to manage your budget, as a savings tracker, money layouts, spending log spread and more. Get your finances in order with your Bujo!